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TransferWise launches international money transfer service for businesses

Transferwise for Business product aims to make sending money abroad ‘low cost, easy and fair’

26 May 2016 | SME banking |

Today sees the announcement of TransferWise for Business, a new service from the peer-to-peer currency transfer network. Aimed at SMEs, the service is marketed as ‘up to seven times cheaper’ than business banking alternatives, and allows business customers to send and receive payments to or from...keep reading

Why banks should use mobile hardware features to improve the digital banking experience

Few banks are making use of existing opportunities within smartphones to engage customers

25 May 2016 | Mobile banking |

We have previously written about the slowing rate of innovation in the core functionality of mobile banking apps, and some banks’ shift in focus towards hardware-based innovation. While financial institutions are facing big challenges and limitations in terms of core banking systems, the inherent...keep reading

How banks can use Big Data and analytics to enhance the customer experience

Mapa Analyst Ross Gallagher assesses the challenges and opportunities

18 May 2016 | Current accounts |

As banking becomes increasingly commoditised, ‘Big Data’ offers banks an opportunity to differentiate themselves from the competition. Using advanced data science techniques to collect, process and analyse Big Data could help to deliver significant enhancements across all areas of retail banking...keep reading

FinTech and the FCA Sandbox

Will the new Regulatory Sandbox encourage innovation and improve the levels of compliance?

17 May 2016 | Digital banking |

Last week the FCA opened applications to its Regulatory Sandbox, a “safe space” where both incumbent firms and FinTech start-ups can test innovative products without the risk of regulatory reprisals. This kind of platform is a world first. Indeed, Chris Wollard, the FCA’s Director of Strategy and...keep reading

PFM isn’t dead: it’s just that nobody has got it right yet

Mapa Research Manager Chris Ward discusses the future of personal financial management tools

11 May 2016 | PFM |

Just a couple of years ago, everyone thought that Personal Financial Management (PFM) tools would change the world of retail banking. However, today PFM is being described as unnecessary, unwanted and, by some, simply dead

This is somewhat unsurprising; it’s the same cycle of hype we see with...keep reading

The Barclays 100% mortgage is here

First 100% mortgage from a high-street lender since the financial crisis of 2008

09 May 2016 | Mortgages |

Barclays has launched the first 100% mortgage from the high street in 8 years, in what the FT calls a ‘sign of a return to riskier lending’. The mortgage needs to be supported by a ‘helper’, most likely a family member, who guarantees the mortgage by putting 10% of the property purchase price...keep reading

Ofcom stats show the power of digital in banking

Two thirds of people are banking and paying bills online – and smartphones are growing in popularity

29 April 2016 | Digital banking Internet banking Mobile banking |

Ofcom has released its latest research, Adults’ Media Use and Attitudes 2016, and there are some interesting findings around device and platform use for – and the general popularity of – online banking. Here we present some of the key facts and stats, and comment on the increasing use of...keep reading

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